With PAYIGY, it’s simple to make your loan payment(s) from another financial institution, and much more!
- View Loan Details; Term, Rate, and Payment History.
- Select Payment Types
- ACH/Bank Transfer Processing: Free
- Debit Card Processing: $6.50 per loan payment transaction.
- Establish Recurring Payments with payment confirmation emails.
- Manage Wallet: Link Accounts, Manage payment methods and Notifications.
- Two-factor log in authentication.
- Mobile-Friendly, web-based interface for ease of access.
- Set Alerts and Much More!
- payigy.org/chiphonefcu
Establishing Your Payigy Account!
- There are (2) ways to establish your account! By receiving an “Invite” email from Chiphone/Sherpa or going directly into the Payigy Portal via Chiphone’s website URL listed above.
- Establishing your account via “Invite” link will require the following information!
- Your Email Address & Phone number listed on your Chiphone Acct.
- Account Number: All account numbers must be (9) digits in length. To satisfy this requirement, additional zeros must be added to the front of the account. Ex. My Chiphone Account # is 12345; (4) zeros will be added to the front of my account # to satisfy (9) digit requirement; 000012345.
- Follow remaining prompts to complete account set-up.
- Establishing your account through the Payigy Portal via Chiphone’s website URL.
- Email Address & Phone number can be different than what is listed on Chiphone account.
- Account Number: All account numbers must be (9) digits in length. To satisfy this requirement, additional zeros must be added to the front of the account. Ex. My Chiphone Account # is 12345; (4) zeros will be added to the front of my account # to satisfy (9) digit requirement; 000012345.
- Follow remaining prompts to complete account set-up.
Payment Posting Timeframes
ACH/Bank Transfer: (1-2 Business Days) Payments processed before 3:30p EST, will post in 1 business day, after 3:30p EST, 2 business days.
Debit Card: 2 Business Days, but in some instances, this could be longer! Ex. Debit card payment made anytime Friday-Sunday, will not be processed until the following business day (Monday), at which time, our (2) business day processing goes into effect! Payment will post as early as Tuesday, but no later than Wednesday.
We Do Not process payments on weekend days, however, payments can still be made to your loan(s).
Disclosure: Simply visit www.chiphone.org, select our Electronic/Online Services menu and click on the Online Loan Payment Options via Payigy tab. This will allow you to quickly and securely establish your profile, as you began to manage your loan(s).
Contact our member service dept. at (574) 294-3606 should you require assistance establishing your Payigy account.